Register Your BDC
© Copyright 2016 – 2017 | by Cognovi Ventures Ltd.
Last modified: 20TH November 2016
Concerned about how your personal data is being collected and used on our site and mobile applications?
We are too.
This Privacy Notice (“Notice”) describes how Cognovi Venture Limited and its respective subsidiaries, associate companies and jointly controlled entities (“Cognovi Venture Group”) use your Personal Data.
Collection of Personal Data
2. Your provision of your Personal Data to us is voluntary. However, if you do not provide Cognovi Venture Group your Personal Data, Cognovi Venture Group will not be able to process your Personal Data for the Purposes and Additional Purposes outlined below.
3. If you are an agent, vendor, supplier, contractor, distributor or service provider, provision of your Personal Data is mandatory and failure to provide your Personal Data, may be a breach of laws or regulatory requirements, and may cause Cognovi Venture Group to be unable to engage you to provide services or products or issue payments to you for products or services provided.
Sources from which your Personal Data may be obtained
4. In addition to the Personal Data you provide to Cognovi Venture Group directly, Cognovi Venture Group may collect your Personal Data from a variety of sources such as:
Purposes of Processing
5. Cognovi Venture Group may use and process your Personal Data for business and activities of Cognovi Venture Group which shall include, without limitation the following (“Purpose”): –
Where you are a customer of the services provided by Cognovi Venture Group: –
Where you are an agent, vendor, supplier, partner, contractor or service provider:
And you agree and consent to Cognovi Venture Group using and processing your personal data for the purposes and in the manner as identified in this notice.
Marketing and promotional purposes
6. Cognovi Venture Group may also use and process your data for other purposes such as:
If you do not consent to Cognovi Venture Group processing your Personal Data for the Additional Purposes, please notify Cognovi Venture Group using the contact details stated below. If you wish to unsubscribe to the processing of your Personal Data for Additional Purposes by Cognovi Venture Group, please follow the “unsubscribe” instruction in the relevant email in order not to receive any email in the future.
Transfer of Personal Data
7. Your Personal Data may be transferred to, stored, used and processed in a jurisdiction other than your home country or otherwise in the country, state and city in which you are present while using any services provided by Cognovi Venture Group (“Alternate Country”), to companies under Cognovi Venture Group which are located outside of your home country or Alternate Country and/or where Cognovi Venture Group’s servers are located outside of your home country or Alternate Country. You understand and consent to the transfer of your Personal Data out of your home country or Alternate Country as described herein.
Disclosure to Third Parties
8. Your personal data may be transferred, accessed or disclosed to third parties for the Purposes and Additional Purposes outlined above. Further, Cognovi Venture Group may engage other companies, service providers or individuals to perform functions on its behalf, and consequently may provide access or disclose to your Personal Data to such service providers or third parties.
The third parties include (without limitation):
Your Personal Data may also be shared in connection with a corporate transaction, such as a sale of a subsidiary or a division, merger, consolidation, or asset sale, or in the unlikely event of winding-up.
Access & Correction Requests and Inquiries, Limiting the Processing of Personal Data
10. Subject to any exceptions under applicable laws of your home country or Alternate Country, you may request for access to and/or request correction of your Personal Data, request to limit the processing of your Personal Data for the Additional Purposes and/or make any inquiries regarding your Personal Data by contacting:
Cognovi Venture Limited:
5 Continental Way Ikosi G.R.A. CMD Road,
11. Subject to any laws of your home country or Alternate Country, Cognovi Venture Group reserves the right to impose a fee for access of your Personal Data in the amounts as permitted therein.
12. In respect of your right to access and/or correct your Personal Data, Cognovi Venture Group has the right to refuse your requests to access and/or make any correction to your Personal Data for the reasons permitted under law, such as where the expense of providing access to you is disproportionate to the risks to your or another person’s privacy.
13. If you do not wish for your Personal Data to be collected via cookies on the Websites, you may deactivate cookies by adjusting your internet browser settings to disable, block or deactivate cookies, by deleting your browsing history and clearing the cache from your internet browser.
Links to Third-Party Websites
Personal Information from Minors and Other Individuals
15. As a parent or legal guardian, please do not allow the minor (individuals under 18 years of age) under your care to submit Personal Data to Cognovi Venture Group. In the event that such Personal Data is provided to Cognovi Venture Group, you hereby consent to the processing of the minor’s Personal Data and personally accept and agree to be bound by this Notice and take responsibility for his or her actions.
16. In some circumstances you may have provided personal data relating to other individuals (such as your spouse, family members or friends) and in such circumstances you represent and warrant that you are authorized to provide their personal data to Cognovi Venture Group and you have obtained their consent for their personal data be processed and used in the manner as set forth in this Notice.
Acknowledgement and Consent
By communicating with Cognovi Venture Group, using Cognovi Venture Group’s services, purchasing products from Cognovi Venture Group or by virtue of your engagement with Cognovi Venture Group, you acknowledge that you have read and understood this Notice and agree and consent to the use, processing and transfer of your Personal Data by Cognovi Venture Group as described in this Notice.
Cognovi Venture Group shall have the right to modify, update or amend the terms of this Notice at any time by placing the updated Notice on the Websites. By continuing to communicate with Cognovi Venture Group, by continuing to use Cognovi Venture Group’s services, purchasing products from Cognovi Venture Group or by your continued engagement with Cognovi Venture Group following the modifications, updates or amendments to this Notice, such actions shall signify your acceptance of such modifications, updates or amendments.
In the event of any conflict between the English and other language versions, the English version shall prevail.
EquilibriumFX Terms of Service
At Cognovi Ventures Limited, our mission is to bring about greater price transparency in the cash exchange industry, and so it makes sense that we are transparent about what the use of our platform entails. Through EquilibriumFX, we aim to put travelers and currency exchangers in touch, to the mutual benefit of both parties. While we make every effort to ensure that the information provided by our website is up-to-date, we do not guarantee the accuracy of these rates, nor can we be held liable for any losses that are incurred upon acting on this information.
That said, we frown upon any unsavory activities being carried out within the community and will act swiftly to squash any activity that negatively impacts the community as a whole. While there is no legal obligation for a transaction to take place after the user has searched for rates or contacted a currency exchange business to preorder currency, we strongly urge everyone to be fair to other members of the community when using EquilibriumFX as a part of the foreign currency exchanging process, so that the entire community can thrive and continue to grow!
To find out more about EquilibriumFX’s Terms of Service, please refer to the agreement below, and kindly reach out to us if you have any questions, suggestions or feedback for improvement at firstname.lastname@example.org.
Last modified: 20TH NOVEMBER 2016
Your registration with EquilibriumFX is confirmation that you have read, understood, accepted and agreed to the Terms and Conditions as listed below. These Terms and Conditions (hereinafter referred to as “this Agreement”) constitute a legal agreement between you and Cognovi Ventures Limited (hereinafter referred to as “the Company”).
The Company provides a platform (hereinafter referred to as “the Service”), amongst other things, for currency exchange outlets to advertise their locations and services to their current/potential customers.
The Company is a technology company that does not provide currency exchange services. The Service is intended to be used for facilitating you to offer currency exchange services to your current/potential customers. The Company is not responsible or liable for the acts and/or omissions of any services you provide to the users and for any illegal action committed by you. You shall, at all times, not claim or cause any person to misunderstand that you are the agent, employee or staff of the Company, and the services provided by you are not, in anyway, to be deemed as services of the Company.
Representation and Warranties
By registering, you expressly represent and warrant that you are legally entitled to accept and agree to the Terms and Conditions and that you are at least eighteen (18) years old. You further represent and warrant that you have the right, authority and capacity to use the Service and to abide by the Terms and Conditions. You further confirm that all the information which you provide shall be true and accurate. When using the Service, you agree to comply with all applicable laws and regulations in force in the country of your location.
You further agree, warrant, represent and undertake that:
The Company and its licensors, where applicable, hereby grants you a revocable, non-exclusive, non-transferable, non-assignable, limited license to use the Service solely for the purpose of your business, subject to the terms and conditions of this Agreement. All rights not expressly granted to you are reserved by the Company and its licensors.
You shall not:
You shall not use the Service to
Any fees which the Company may charge you for use of the Service are due immediately and are non-refundable. This policy shall apply at all times regardless of your decision to terminate your usage, our decision to terminate or suspend your usage or any disruption caused to the Service either planned, accidental or intentional, or any reason whatsoever.
You agree that this Agreement shall be subject to all prevailing statutory taxes, duties, fees, charges and/or costs, however denominated, as may be in force and in connection with any future taxes that may be introduced at any point of time. You further agree to use your best efforts to do everything necessary and required by the relevant laws to enable, assist and/or defend the Company to claim or verify any input tax credit, set off, rebate or refund in respect of any taxes paid or payable in connection with the Service supplied under this Agreement.
You shall maintain in confidence all information and data relating to the Company, its services, products, business affairs, marketing and promotion plans or other operations and its associated companies which are disclosed to you by or on behalf of the Company (whether orally or in writing and whether before, on or after the date of this Agreement) or which are otherwise directly or indirectly acquired by you from the Company, or any of its affiliated companies, or created in the course of this Agreement. You shall further ensure that you shall not disclose such information to any third-party nor use it for any other purpose. You shall only disclose such information to such officers, employees and agents as need to know it to fulfil its obligations under this Agreement.
The Company will only use your information and data in accordance with the performance of this Agreement and shall otherwise keep it confidential unless such information and data
The Company and/or its licensors or partners own all rights, title and interest in the Service and all materials provided in connection with the Service, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights or photographs, and all intellectual property rights related to it. The Company owns exclusively all rights, title and interest to the content and information contained within the Service.
You hereby grant the Company the non-exclusive right to use your company name, brand, logo and/or trademarks for the marketing, promotion and advertisement of the Service in accordance to the terms of this Agreement and for the duration of this Agreement.
The Company reserves the right to modify, vary or change the terms and conditions of this Agreement or its policies relating to the Service at any time as it deems fit. Such modifications, variations or changes to the Terms and Conditions policies relating to the Service shall be effective upon posting in the Service. You agree that it shall be your responsibility to review this Agreement regularly whereupon the continued use of the Service after any such changes, whether or not reviewed by you, shall constitute your consent and acceptance to such changes.
During use of the Service, you may enter into correspondence with, purchase goods and/or services from, or participate in promotions of third party providers, advertisers or sponsors showing their goods and/or services through the Service. Any such activity, and any terms, conditions, warranties or representations associated with such activity, is solely between you and the applicable third-party. The Company and its licensors shall have no liability, obligation or responsibility for any such correspondence, purchase, transaction or promotion between you and any such third- party. The Company does not endorse any applications or sites on the Internet that are linked through the Service, and in no event shall the Company or its licensors be responsible for any content, products, services or other materials on or available from such sites or third party providers. You recognize, however, that certain third party providers may require your agreement to additional or different terms and conditions, and the Company is not a party to and disclaims any and all responsibility and/or liability arising from such agreements between you and the third-party providers.
The Company may rely on third party advertising and marketing supplied through the Service and other mechanisms to subsidize the Service and/or to earn additional revenue. By agreeing to the Terms and Conditions you agree to receive such advertising and marketing. You agree and allow the Company to compile and release information regarding you and your use of the Service on an anonymous basis as part of a customer profile or similar report or analysis.
By agreeing to this Agreement upon using the Service, you agree that you shall defend, indemnify and hold the Company, its licensors and each such party’s parent organizations, subsidiaries, affiliates, officers, directors, members, employees, attorneys and agents harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys’ fees and costs) arising out of or in connection with:
The Service is provided to you strictly on an “as is” basis. All conditions, representations and warranties, whether express, implied, statutory or otherwise, including, without limitation, any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third party rights, are hereby excluded and disclaimed to the highest and maximum extent. The Company makes no representation, warranty, or guarantee as to the reliability, timeliness, quality, suitability, availability, accuracy or completeness of the Service. The Company does not represent or warrant that
The Service may be subject to limitations, delays, and other problems inherent in the use of the internet and electronic communications including the device used by you being faulty, not connected, out of range, switched off or not functioning. The Company is not responsible for any delays, delivery failures, damages or losses resulting from such problems.
Limitation of Liability
Any claims against the Company by you shall in any event be limited to the total value of all amounts actually paid by you in utilizing the Service during the event giving rise to such claims. In no event shall the Company and/or its licensors be liable to you or anyone for any direct, indirect, punitive, economic, future special, exemplary, incidental, consequential or other damages or losses of any type or kind (including personal injury, emotional distress and loss of data, goods, revenue, profits, use or other economic advantage). The Company and/or its licensors shall not be liable for any loss, damage or injury which may be incurred by or caused to you or to any person for whom you have booked the service for, including but not limited to loss, damage or injury arising out of, or in any way connected with the Service, including but not limited to the use or inability to use the Service, any reliance placed by you on the completeness, accuracy or existence of any advertising, or as a result of any relationship or transaction between you and any third party provider, advertiser or sponsor whose advertising appears on the Service or is referred to by Application, even if the Company and/or its licensors have been previously advised of the possibility of such damages.
The Company does not and will not assess nor monitor the suitability, legality, ability, movement or location of any third-party providers including, advertisers and/or sponsors and you expressly waive and release the Company from any and all liability, claims or damages arising from or in any way related to the third-party providers including, advertisers and/or sponsors. The Company will not be a party to disputes, negotiations of disputes between you and such third-party providers including third party transportation providers, advertisers and/or sponsors. We cannot and will not play any role in managing payments between you and the third-party providers, including third party advertisers and/or sponsors. Responsibility for the decisions you make regarding services and products offered via the service, software and/or the Service (with all its implications) rests solely with and on you. You expressly waive and release the Company from any and all liability, claims, causes of action, or damages arising from your use Application, or in any way related to the third parties including third party advertisers and/or sponsors introduced to you by the Service.
The Company may give notice by means of a general notice on the Service, electronic mail to your email address in the records of the Company, or by written communication sent by Registered mail or pre-paid post to your address in the record of the Company. Such notice shall be deemed to have been given upon the expiration of 48 hours after mailing or posting (if sent by Registered mail or pre-paid post) or 1 hour after sending (if sent by email). You may give notice to the Company (such notice shall be deemed given when received by the Company) by letter sent by courier or registered mail to the Company using the contact details as provided in the Service.
The agreement as constituted by the terms and conditions as modified from time to time may not be assigned by you without the prior written approval of the Company but may be assigned without your consent by the Company. Any purported assignment by you in violation of this section shall be void.
This Agreement shall be governed by Nigerian law, without regard to the choice or conflicts of law provisions of any jurisdiction, and any disputes, actions, claims or causes of action arising out of or in connection with the Terms and Conditions or the Service shall be subject to the exclusive jurisdiction of the courts of Nigeria to which you hereby agree to submit to.
No joint venture, partnership, employment, or agency relationship exists between you, the Company or any third-party provider as a result of this Agreement or use of the Service. If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck out and the remaining provisions shall be enforced to the fullest extent under law. This shall, without limitation, also apply to the applicable law and jurisdiction as stipulated above.
The failure of the Company to enforce any right or provision in this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by the Company in writing. This Agreement comprises the entire agreement between you and the Company and supersedes all prior or contemporaneous negotiations or discussions, whether written or oral (if any) between the parties regarding the subject matter contained herein.
You hereby agree that the Company may terminate this Agreement at any time by giving one (1) month prior notice to you without assigning any reasons. Notwithstanding the generality of the provisions stipulated in this Agreement or anything to the contrary, the Company is entitled to terminate this Agreement immediately in the event that you are found to be in breach of any of the terms stipulated in this Agreement. For the avoidance of doubt, the termination of this Agreement shall not require the Company to compensate, reimburse or cover any cost incurred by you, including but not limited to any monies paid to the Company in the course of performing your obligations under this Agreement.
In any action to enforce this Agreement, the prevailing party will be entitled to costs and attorneys’ fees. Any cause of action brought by you against us or our Affiliates must be instituted with one year after the cause of action arises or be deemed forever waived and barred.
You may not assign your rights and obligations under this Agreement to any party, and any purported attempt to do so will be null and void. We may free assign our rights and obligations under this Agreement.
You agree not to sell, resell, reproduce, duplicate, copy or use for any commercial purposes any portion of this site, or use of or access to this site.
In addition to any excuse provided by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products and services available through our site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.
If any part of this Agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.
Any failure by us to enforce or exercise any provision of this Agreement or related rights shall not constitute a waiver of that right or provision.
Although this site may be accessible worldwide, we make no representation that materials on this site are appropriate or available for use in locations outside NIGERIA, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws. Any offer for any product, service, and/or information made in connection with this site is void where prohibited.
Except as explicitly noted on this site, the services available through this site are offered by Cognovi Ventures Ltd located at 5 Continental Way Ikosi G.R.A. CMD Road,
Ikeja, Lagos,Nigeria. If you notice that any user is violating this Agreement, please contact us at email@example.com.